Insurance coverage can help cover costs associated with substance use rehabilitation. If you are covered by Medicaid, Medicaid can cover treatment services for drug and alcohol addiction. The level of coverage you receive is determined by your insurance plan and the state in which you live.
Note: Aware Recovery Care does not accept Medicaid for its addiction recovery services.
What Is Medicaid?
Medicaid is a government-run health insurance coverage plan available to families with low income. Eligible families in the United States are able to qualify. Eligibility varies depending on the state in which you live. You can look up eligibility requirements online. Medicaid is available to individuals or families with low income, as well as pregnant people and people with disabilities.
Does Medicaid Cover Drug and Alcohol Rehab?
Medicaid can cover drug and alcohol rehab. Under Medicaid, you may receive full or partial coverage for detoxification, inpatient treatment, outpatient treatment, and more. Coverage is dependent on the plan that you have. Consult with a service representative from your health insurance plan to learn more information about your specific coverage.
In most states, you should not have a copay for addiction treatment services while covered by Medicaid.
Who Is Eligible for Medicaid?
Eligibility for Medicaid depends on your or your family’s income. Each state has different eligibility requirements. Medicaid is mandatory for specific groups, such as people who are receiving supplemental security income (SSI). If you receive SSI, you are automatically enrolled in Medicaid. Pregnant people are also able to qualify for Medicaid.
What Does Medicaid Cover?
Depending on your insurance plan, Medicaid can cover aspects of addiction treatment services. You may receive full or partial coverage for the services you receive, ranging from counseling services to residential treatment. In some cases, Medicaid is able to fully cover inpatient treatment and/or outpatient treatment.
If substance abuse treatment is covered by your Medicaid plan, you may also receive coverage for mental health services. It is normal to experience mental health disorders like depression or anxiety along with substance use disorders. Receiving support that addresses mental health disorders and substance use disorders may be important to you as you explore treatment programs.
How Much Do You Pay for Rehab with Medicaid?
Some people covered by Medicaid will pay $0 for rehab services. However, coverage varies. Some rehabilitation centers do not accept Medicaid. Therefore, finding a treatment program that accepts Medicaid may be important to those who are eligible. There are options available to you as you search for substance abuse treatment. Coverage can help alleviate the concerns of future medical bills. This can allow you to fully focus on recovery and your treatment program.
Do All Providers Accept Medicaid for Rehab?
Not all providers accept Medicaid for rehab, but many do, depending on the state you live in and the Medicaid plan that you have. When considering treatment programs, you will be able to consult with your provider about which facilities accept Medicaid for rehab.
What Are Limits to Medicaid for Rehab?
You may be limited to specific programs based on your coverage under Medicaid. As Medicaid does not guarantee coverage across every rehabilitation facility, you should speak to representatives at the programs you are interested in so that you can understand your level of coverage. For example, your plan may cover outpatient programs but may not cover inpatient programs. It is important to understand what your plan is able to cover so that you can find a treatment plan that works for you.
Exploring how you will pay for drug rehabilitation services is a key part of starting your recovery journey. Finding a program that is affordable for you will ease some of the concerns of beginning substance use treatment.
What Are Rehab Options If You Don’t Qualify for Medicaid?
If you don’t qualify for Medicaid, there are affordable options available to you for drug and alcohol addiction treatment. Aside from attending an inpatient or outpatient program, you can attend a 12-step program such as AA or attend other free support groups. Having a sponsor or support from loved ones can also help you feel that you are not alone in your recovery journey.
There are also options for rehab available if you don’t qualify for Medicaid. Inpatient programs are one option, during which you live at a treatment facility. Outpatient programs are another option, during which you live at home or residential programs like a sober living house. You could also opt for treatment in the comfort of your own home with Aware Recovery Care’s, In-Home Addiction Treatment (IHAT).
IHAT allows you to continue your recovery journey from the comfort of your own home. It is customized to fit your unique recovery goals with a completion rate 2.5 times higher than traditional rehab.
Like other private outpatient rehabs, Aware Recovery Care offers financing options to help your addiction recovery.
Next Steps
If you don’t qualify for Medicaid and want to explore outpatient options with IHAT, Aware Receovery Care can help. If you or a loved one are struggling with addiction, we are here for you. To speak with someone from our team, use this link.
